DPT-3 Filing – Return of Deposits for Companies
Form DPT-3 is a mandatory return that companies must file with the Ministry of Corporate Affairs (MCA) to disclose all deposits and certain loans received by the company. Filing this form ensures regulatory compliance, transparency, and helps companies avoid penalties under the Companies Act, 2013.
Transparent Packages
Complete DPT-3 Filing Service.
- Loan & Deposit Analysis
- Auditor Coordination
- Form Preparation & Filing
- DSC Authentication
- MCA Acknowledgement
At FilingHUB, we provide expert guidance and end-to-end assistance for DPT-3 filing, making the process simple, accurate, and timely. Contact FilingHUB now for a smooth, reliable, and timely DPT-3 filing experience.
What is DPT-3 Filing?
DPT-3 is the annual return of deposits for companies (except government companies, banks, and NBFCs) as required under the Companies (Acceptance of Deposits) Rules, 2014.
It is used to report:
• Deposits accepted from members, directors, or the public
• Outstanding loans received from third parties
• Amounts received that do not qualify as deposits under the Companies Act
**Auditor Certification:** The form must be verified by the company's auditor to ensure accuracy.
**Applicability of Form DPT-3**
Companies required to file DPT-3 include:
• Private Limited Companies
• Public Limited Companies
• One Person Companies (OPC)
• Small and Medium Companies
**Loans from specific entities also require filing, including:**
• Holding Company Loans
• Subsidiary Company Loans
• Associate Company Loans
**Exempted Companies:**
• Government companies
• Banking companies regulated by the RBI
• NBFCs registered with the RBI
• Housing Finance Companies registered under NHB
• Other companies specifically notified by MCA
Transactions Covered under DPT-3
Transactions Included
- Deposits from members or directors
- Loans from third parties
- Advances received for goods or services
- Secured debts (backed by collateral)
- Unsecured debts (without collateral)
- External borrowings
- Commercial loans for business purposes
Transactions NOT Considered Deposits
- Share capital received
- Debentures issued
- Advances on confirmed orders
- Government receipts
- Bank loans
- Inter-company loans
- Subscription advances
- Employee security deposits (up to annual salary)
How to File DPT-3 – Step by Step
Login to MCA Portal
Access the MCA e-filing portal and log in. Register as a Business User if you don't have an account.
Access DPT-3 Form
Navigate to e-filing → Deposit Related Filings → DPT-3.
Fill Form Online
Provide required details: CIN, Email, Company objects, Net worth, Particulars of charges, Total deposits/loans, Credit rating details (if applicable).
Attach Required Documents
Upload auditor's certificate, board resolution, and other supporting documents.
Submit & Generate SRN
Submit the form online to generate a Service Request Number (SRN) for tracking.
Affix DSC & Pay Fees
Authenticate the form using Digital Signature Certificate (DSC) and pay the required filing fee.
Acknowledgement
Receive an acknowledgment from MCA confirming receipt of the DPT-3 form.
Documents & Deadline
Documents Required for Filing DPT-3
- Auditor's Certificate – Certifying deposits and loans
- Board Resolution – Approving the filing
- Proof of Trust Deed (if applicable)
- Instrument Creating Charge (if any)
- Details of Liquid Assets
- List of Depositors (if required)
DPT-3 Filing Deadline & Penalties
- Deadline: June 30th annually (for deposits/loans as of March 31st)
- Example: FY 2023-24 (Apr 1, 2023 – Mar 31, 2024) → Deadline: June 30, 2024
- Penalty for Company: Up to ₹5,000
- Penalty for Officers: Up to ₹5,000
- Continuing Default: Up to ₹500 per day
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Key Features of a DPT - 3 Filing
Deposits Reporting
Report deposits from members/directors.
Loans Disclosure
Disclose third-party loans.
Auditor Certification
Verified by company auditor.
Secured & Unsecured Debts
Cover all types of borrowings.
Annual Compliance
Filed by June 30th annually.
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